From the desk of the Underwriter....
Quit Smoking Incentive.
For a limited time only, one of the largest insurance carriers in the country is offering a Quit Smoking Incentive. If you smoke, but would like to quit, the company will offer you non-smoking life insurance rates for the first three policy years, which are significantly lower than the rates given to smokers. When your policy is in effect and you have not smoked for 12 months, the company will permanently change the cost of you insurance to the non-smoking rate.
